If you’re financially independent, explain why

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canada goose How to figure out who pays how much rent when your partner makes more or less than you Jane Larkworthy, Wealthsimple May 19, 2018, 11:25 AM Successful couples have the ‘money talk.’Strelka Institute/Flickr/Attribution LicenseIn any long term, committed relationship, it is essential to communicate with one another about money.If there is a significant difference between your respective salaries, approach the subject of ‘ratio-ing’ the rent with honesty and openness.To create a sense of fairness, the person paying less rent can take responsibility for certain domestic tasks. “I’m moving in with my girlfriend. She makes way more than I do. Can I suggest we “ratio” our rent or is that weird and unsexy?” Here’s the truth about that: It is unsexy. But it’s also practical. So you’re going to have to decide what you care about more when it comes to the financial part of your relationship: sexiness or having an awesome QuickBooks relationship and no debt. My personal take is that even the sexiest relationship should (and will inevitably) have a dose of practicality. But either way, I will share one ingredient to every good cohabitation: openness. Which leads to my first bit of advice. Before you move in with someone, you should always have the money talk. This is true if your incomes are comparable. But I think it’s especially true if they’re not. Making presumptions about who’ll pay for what is mighty shaky ground on which to start a new life. “Great, Ms. Money Etiquette,” you’re saying. “But what is a money talk?” Well, I interviewed a couple of accountants for this, and we all think the talk should include a few things. First, share your personal budgets with each other. Very exposing, and possibly terrifying, I know. But do it. Here’s one way: Each take a sheet of paper and write down all of your individual expenses, then hand it over to your mate to peruse. If that doesn’t feel sexy, start by saying, “I’ll show you mine if you show me yours.” But seeing how she spends her money will shed light on a side of her you probably don’t know much about (and the other way around, too). Of course, this could be either a good thing or a bad thing (“What’s Skin flix?”). But isn’t it better to know that stuff before getting the new keys made? Here’s a more extreme version of doing that: Pass the list back and forth, so neither of you are dominating the conversation

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